A diverse array of resources is readily available to assist in navigating through challenging times and circumstances.
One of the resources we offer is parental leave. We understand that having a baby is a significant life event and we want to ensure that our employees have the time they need to bond with their new child. Our parental leave policy provides eligible employees with paid time off to care for a new child.
We also offer adoption resources, which include access to a network of adoption specialists, support groups, and resources to help employees navigate the adoption process.
We also offer cancer care resources, which provide support to employees who have been diagnosed with cancer. These resources include access to a network of cancer care specialists, support groups, and resources to help employees navigate the cancer care system.
We also provide resources to help employees care for an ailing parent. These resources include access to a network of geriatric care specialists, support groups, and resources to help employees navigate the care system for elderly parents.
We also provide resources for employees going through marriage or divorce, such as counseling and legal support.
|
Features |
PPO |
PPO+ |
|---|---|---|
|
Annual Deductible |
$XXX/individual $XXXX/family |
$XXXX/individual; $XXXX/family* |
|
Out-of-Pocket Limit |
$XXXX/individual |
$XXXX/individual |
|
Total Out-of-Pocket Limit |
$XXXX/individual |
$XXXX/individual; |
|
Preventive Care |
||
|
Exam |
XXX%, no deductible |
XXX%, no deductible |
|
Non-Urgent Services |
$XXX copayment |
XX%, after deductible |
|
Routine Care |
||
|
Primary Care visits |
$XX copayment |
XX%, after deductible |
|
Specialist |
$XX copayment |
XX%, after deductible |
|
Features |
PPO |
PPO+ |
|---|---|---|
|
Annual Deductible |
$XXX/individual $XXXX/family |
$XXXX/individual; $XXXX/family* |
|
Out-of-Pocket Limit |
$XXXX/individual |
$XXXX/individual |
|
Total Out-of-Pocket Limit |
$XXXX/individual |
$XXXX/individual; |
|
Preventive Care |
||
|
Exam |
XXX%, no deductible |
XXX%, no deductible |
|
Non-Urgent Services |
$XXX copayment |
XX%, after deductible |
|
Routine Care |
||
|
Primary Care visits |
$XX copayment |
XX%, after deductible |
|
Specialist |
$XX copayment |
XX%, after deductible |
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Here are recommendations based on your selections.
We’ll prioritize plans with low maternity/delivery costs and robust pediatric networks.
We’ll focus on standard coverage options for your current household size.
We’ll look for plans with fixed co-pays for brand-name or maintenance medications.
A balance of moderate premiums and fair prescription coverage is likely best.
A plan with a lower ‘Out-of-Pocket Maximum’ will likely save you the most money overall.
A plan with a lower ‘Out-of-Pocket Maximum’ will likely save you the most money overall.
You can likely opt for a lower-cost plan and save the difference in an HSA.
High-Deductible Health Plans (HDHP) offer lower premiums and tax-advantaged savings.”
A PPO plan offers more predictable costs, even if the monthly premium is higher.”
We recommend plans with low co-pays for specialist visits to keep costs predictable.
A standard mid-tier plan offers a balance of cost-sharing and monthly savings.
A ‘Catastrophic’ or HDHP plan might be the most cost-effective way to get coverage.
You are a great candidate for an HSA-eligible plan to grow your wealth tax-free.
We recommend a plan with a lower deductible to protect you from high unexpected costs.
We’ll show you ‘Premier’ dental and vision buy-up options for higher coverage limits.
A ‘Basic’ preventive plan will cover your annual cleanings and exams at the lowest cost.
You could save up to 30% on care costs by using a pre-tax Dependent Care FSA.
We will exclude the Dependent Care FSA from your recommended tax-savings strategy.
We’ll display our group discount rates for accident and illness coverage for your furry friends.
No problem—we’ll skip these voluntary benefits in your final summary.
We’ll highlight ‘Catch-up Contributions’ and Medicare transition resources for you.
We’ll focus on long-term growth strategies and maximizing your employer match.