The Essentials of Optimal Dental Care
Maintaining good dental health is not only essential for a sparkling smile but also plays a crucial role in our overall well-being.
Access information all in one place. Balance Health Benefits has amazing U.S. benefits available to support you and your loved ones.
We’re committed to empowering you and your family to be well. Our people-first approach to benefits is helping us maintain a valuable program that supports you and your loved ones in the ways that are right for your personal situation.
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Welcome aboard, we’re glad you could join us. See what’s in store.
Welcome aboard, we’re glad you could join us. See what’s in store.
Take some personal time to reconnect. Go ahead, it’s on us.
When you’ve had a change that affects your benefits.
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There are specific criteria and rules for employees, domestic partners and dependents to receive health care coverage.
Spouse
A same- or opposite-sex individual who is legally married to you.
Domestic Partner
You must verify your partner meets certain requirements by completing the partnership enrollment form.
Dependent
Your or your spouse’s or domestic partner’s adult and/or disabled child(ren) up to age 26.
Contact the AirBenefits HR Service Center at 555-555-5555
OCT
19
Annual Enrollment begins
NOV
14
Skills for Career Success
Maintaining good dental health is not only essential for a sparkling smile but also plays a crucial role in our overall well-being.
Navigating the realm of healthcare savings can be a daunting task, with acronyms like FSA and HSA often causing confusion.
As the hustle and bustle of our careers and daily responsibilities consume our lives, it’s essential to pause and consider the significance of retirement.
Need help? Answer a few questions and get recommendations customized for you.
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Do you expect to add a new member to your family this year (via birth or adoption)?
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Do you or a dependent take any regular prescription medications?
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Do you have any major medical procedures or surgeries planned for the upcoming year?
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If you had an unexpected $3,000 medical bill today, would you prefer to pay it from savings or have a lower deductible plan?
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How often do you anticipate visiting a doctor for non-routine care (illness, specialists, etc.)?
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Do you currently have at least 3–6 months of emergency savings in the bank?
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Do you wear glasses or contacts, or do you expect to need major dental work (like braces or crowns) this year?
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Are you interested in setting aside pre-tax dollars to pay for childcare or elder care expenses?
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Do you own a pet and would you like to see options for pet insurance?
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Are you planning to retire within the next 5 years?
Here are recommendations based on your selections.
We’ll prioritize plans with low maternity/delivery costs and robust pediatric networks.
We’ll focus on standard coverage options for your current household size.
We’ll look for plans with fixed co-pays for brand-name or maintenance medications.
A balance of moderate premiums and fair prescription coverage is likely best.
A plan with a lower ‘Out-of-Pocket Maximum’ will likely save you the most money overall.
A plan with a lower ‘Out-of-Pocket Maximum’ will likely save you the most money overall.
You can likely opt for a lower-cost plan and save the difference in an HSA.
High-Deductible Health Plans (HDHP) offer lower premiums and tax-advantaged savings.”
A PPO plan offers more predictable costs, even if the monthly premium is higher.”
We recommend plans with low co-pays for specialist visits to keep costs predictable.
A standard mid-tier plan offers a balance of cost-sharing and monthly savings.
A ‘Catastrophic’ or HDHP plan might be the most cost-effective way to get coverage.
You are a great candidate for an HSA-eligible plan to grow your wealth tax-free.
We recommend a plan with a lower deductible to protect you from high unexpected costs.
We’ll show you ‘Premier’ dental and vision buy-up options for higher coverage limits.
A ‘Basic’ preventive plan will cover your annual cleanings and exams at the lowest cost.
You could save up to 30% on care costs by using a pre-tax Dependent Care FSA.
We will exclude the Dependent Care FSA from your recommended tax-savings strategy.
We’ll display our group discount rates for accident and illness coverage for your furry friends.
No problem—we’ll skip these voluntary benefits in your final summary.
We’ll highlight ‘Catch-up Contributions’ and Medicare transition resources for you.
We’ll focus on long-term growth strategies and maximizing your employer match.