Balance Health understand the importance of maintaining good oral and vision health. That’s why we offer comprehensive dental and vision coverage to our employees.
Our dental plan covers a wide range of services, including preventive care, such as regular check-ups and cleanings, as well as basic and major restorative services, including fillings, extractions, and dentures. Our plan also covers orthodontic services, such as braces, for both adults and children.
We understand that dental care can be expensive, which is why we offer a range of cost-sharing options to help make it more affordable for our employees. Our dental plan has a reasonable annual deductible that must be met before coverage kicks in. After that, there will be a copayment for each service, which may vary depending on the type of service and the provider you choose. We also have a maximum out-of-pocket limit, after which the plan will cover 100% of the remaining costs.
We have partnered with leading dental providers to offer our employees a wide range of options when it comes to choosing a provider. Our network includes general dentists, specialists, and orthodontists. We encourage our employees to use in-network providers to get the most value from their dental coverage.
We believe that by providing our employees with access to quality dental care, we are not only improving their health but also their overall well-being. We encourage our employees to take advantage of our dental coverage to help maintain good oral health.
Our vision plan covers a wide range of services, including routine eye exams, prescription eyewear, and contact lenses.
Our vision plan includes coverage for a routine eye exam once per year, with a low copayment. After that, you can choose from a wide variety of frames and lenses, with a certain allowance per year. You can also opt for contact lenses coverage, which includes an allowance for both disposable and extended wear lenses. We also cover the cost of prescription sunglasses, with certain limitations.
We have partnered with leading vision providers to offer our employees a wide range of options when it comes to choosing a provider. Our network includes optometrists, ophthalmologists, and opticians. We encourage our employees to use in-network providers to get the most value from their vision coverage.
We believe that by providing our employees with access to quality vision care, we are not only improving their health but also their overall well-being. We encourage our employees to take advantage of our vision coverage to help maintain good vision health
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Here are recommendations based on your selections.
We’ll prioritize plans with low maternity/delivery costs and robust pediatric networks.
We’ll focus on standard coverage options for your current household size.
We’ll look for plans with fixed co-pays for brand-name or maintenance medications.
A balance of moderate premiums and fair prescription coverage is likely best.
A plan with a lower ‘Out-of-Pocket Maximum’ will likely save you the most money overall.
A plan with a lower ‘Out-of-Pocket Maximum’ will likely save you the most money overall.
You can likely opt for a lower-cost plan and save the difference in an HSA.
High-Deductible Health Plans (HDHP) offer lower premiums and tax-advantaged savings.”
A PPO plan offers more predictable costs, even if the monthly premium is higher.”
We recommend plans with low co-pays for specialist visits to keep costs predictable.
A standard mid-tier plan offers a balance of cost-sharing and monthly savings.
A ‘Catastrophic’ or HDHP plan might be the most cost-effective way to get coverage.
You are a great candidate for an HSA-eligible plan to grow your wealth tax-free.
We recommend a plan with a lower deductible to protect you from high unexpected costs.
We’ll show you ‘Premier’ dental and vision buy-up options for higher coverage limits.
A ‘Basic’ preventive plan will cover your annual cleanings and exams at the lowest cost.
You could save up to 30% on care costs by using a pre-tax Dependent Care FSA.
We will exclude the Dependent Care FSA from your recommended tax-savings strategy.
We’ll display our group discount rates for accident and illness coverage for your furry friends.
No problem—we’ll skip these voluntary benefits in your final summary.
We’ll highlight ‘Catch-up Contributions’ and Medicare transition resources for you.
We’ll focus on long-term growth strategies and maximizing your employer match.